Car Loan Tips

Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth




Debt Solution Service UK
Jane was a fun loving girl from Birmingham, you could say she lived for today. She wanted all the latest fashions and gadgets and certianly .....


You got creditors calling you everyday. You could lose the car

or house. Your teetering on the edge financial ruin - then you

see an ad that may safe your butt! Typical headlines say

something like "Millionaire reveals Hidden Cash Sources, or help

for people in debt up to their eyeballs!"



HOW DESPERATE ARE YOU? IF YOU'RE IN TROUBLE, GET HELP.

PROFESSIONAL LEGAL HELP!



It's available free or on a sliding scale based on your ability

to pay from any number of agencies that can, and will REALLY

HELP YOU! No, they won't give you money just for asking. Neither

will anyone else.



Many ads will try to make you think that there's little known

secret funds that only the rich know how to get their greedy

hands on. How millionaires are ripping-off the system. Getting

money that was set aside for people just like you! Are you

In A Hurry To Pay Off Your Home Loan?


It is possible that after a few years you might get sick of

making monthly payments on your home. Then it occurs to you, why

not put all your extra cash .....
getting mad? That's the idea. Now it's time to get your share.

What, you don't know how? Send in for a "secret program" and

collect your rightful share of free loot. It's easy, legal,

anyone can get the cash.



As of this writing the United States Government is deep in debt.

Far worse then you. Over four trillion dollars worth. That's

$4,000,000,000,000.00. No, theres no loot stashed away in some

forgotten vault, but some money is indeed available if you

qualify. That's the catch 22.



HUNDREDS OF MILLIONS OF DOLLARS GIVEN AWAY



That's the part of this con that is the truth. A lot of schemes

sell information that you can get for free, from a whole bunch

of government and private agencies. Of course, NOBODY just gives

money away. You have to qualify.



Here's how to get your hands on some...



What are the con-artists selling?



Sometimes you'll get information on the (SBA), the Small

Business Administration, which will help you get a LOAN, if you

can't get one from regular banking sources. Of course the SBA

has nothing to do with helping you pay off a stack of personal

bills, a past due mortgage, car loan, utilities, medical bills.



The SBA arranges BUSINESS LOANS, and rarely, gives outright

grants. You could also get details on how you may qualify for

Medicare, or several other government programs. Of course, you

could get exactly the same information for free from Uncle Sam!



Some plans tell you about Grants. That's where you really do get

money, and you don't have to pay it back. Yes, there are many

foundations that do give money away for worthy projects - if you

qualify. That's the catch.



I could tell you more, but you already get it. Don't you? Sure,

there's all kinds of government special assistance programs, low

interest loans and outright grants - but in order to get any of

this money you have to qualify.



Chances are very good you won't!



The agencies that give the money will tell you for free how to

qualify so don't send away for some plan that will cost you to

find out exactly the same thing!



GRANT COORDINATOR



OK you learned that you probably can't get any money for

yourself. How about telling people that do qualify for grants

and collecting a fat fee for your services? Sounds dumb? Several

swindlers push a scam that goes something like this:



Like most schemes, there is a little truth to some of what is

being pitched. Yes, like I already said, every day millions of

dollars are given away by all kinds of government agencies,

trusts, and foundations. It's also true that sometimes more

money is available then is applied for.



Here's where you come in. What do you have to do? Hell - almost

nothing...



Just let the companies that qualify for grants know that they

got the grant. The money is reportedly just sitting around

waiting to be given away, but the companies that qualify are too

dumb or lazy to ask for it. Of course they will be so happy,

they will pay you a fat commission for letting them know about

it. Fat chance.



You have to have part with up to $100.00 for this little beauty!

Several "companies" offer this goofy scheme. I'll say this - the

ripoff artists that peddle this garbage, must have taken a

post-graduate course in swindling.



Remember the load of bull most chain letters promise?



Maybe $50,000 in 90 days. At least they say you're required to

send out a hundred letters, then of course everything just snow

balls. Not with this offer. You only have to send one letter and

get $50,000 for matching a grant to a company. Need $100,000?

Send two letters. Need a million bucks? Should have it by the

end of the month, just send 20 letters.



What do you get when you send away your money? A "secret list" -

how original! What of? Companies that have been pre-approved for

grants. Sometimes a list of companies that may qualify for

grants. You usually get a list of organizations that issue

grants as your "bonus" gift for ordering early!



SELF-LIQUIDATING LOANS



Come on, admit it - you did read at least one of these ads

because they sound so good!



Typical headlines say something like "Borrow up to $50,000

without ever repaying a penny!" Now if that doesn't get you to

read at least part of the sales pitch, something must be wrong

with you! The better ads will try and explain how this is on the

Identity Theft: The Perfect Victim - Your Child


Many of us work hard to protect our identities, but fail to

think about protecting the identities of our children. The .....
up and up with fancy banking terms - some real, others made-up.

Look for things like "Arbitrage", "Compensating Balances",

"Self-liquidating", etc.



Sounds interesting, but it even gets better. There's no credit

check, you won't need any kind of collateral, if you have bad

credit - no problem. Won't ask where you work, or even if have a

job. There's no paperwork. Of course the ad says it's 100%

legal. What - you were worried it wasn't?



LET'S REVIEW



A company you never heard of, is willing to give you - a total

stranger, that may have a bad credit history, and be out of

work, a large amount of money that you won't have to pay back.

No forms to fill out except for a tiny little order blank.

Your Home Can Act As Carriage For Car Loans; Do You Know The Term For That? Secured Car Loans
Since the invention of the first self propelled car by Nicholas Cugnot in 1769 the world has refused to be the same again. Lighter, faster, more mileage, improved accessories, enhanced .....


This one really stinks! It costs anywhere from $7.00 up to

$50.00 to cover a processing fee. What about your loan? Well

maybe you'll get it tomorrow. This plan, like so many others,

works on simple greed. Just about anybody at one time or another

got turned down for a loan. So, this is your chance to get even.

No paperwork, everybody accepted. Don't even have to repay

because of some "secret method" - it's a shame people fall for

it.



GET AS MANY CREDIT CARDS AS YOU WANT



OK, you didn't jump on the previous offers, how about this one?



Maybe you have a poor work history. Can't hold a job, or just

living beyond your means. Down on your luck - no problem. You

can get as many credit cards as you want! Easy! Everybody!

Sounds too good to pass up. Most offers are modestly priced -

after all, we're talking about people who may be desperate,

don't have much money to spend. How does it work? You simply

apply for secured credit.



THIS PLAN IS PERFECTLY LEGAL!



How? You put money in a secured bank account.



The bank then issues you a credit card equal to the money you

placed in the account.



OOPS!... you didn't know that?



Let me run that past you again a little slower. You want a

credit card where you can charge up to $500. So you have to

deposit $500 in a special bank account and then the bank will

let you use the credit card they issue up to the amount of money

you have on deposit. Want two cards? Deposit $500 in two

different banks.



Repeat the process as many times as you like. Of course if you

had money to put in the banks, you probably won't need the

credit cards. Shame they don't tell you that in the ads!

Something about let the buyer beware I guess!



Actually it is important to build a good credit history, and

this is one way to do it.



There is nothing illegal with using this method. Surprise!



You don't have to send away for any offer either. Just walk into

your local bank, and ask to open a secured credit account. Not

every bank provides this service, but a surprising number do.



The only catch is of course you can't touch the money in the

account, and if you don't pay off your credit card balance in

full each month you will rack up quite a bit of interest charges

on top of whatever you charge with the credit card, so be

careful.



A lot of ads claim you can get $100,000 in credit. Sure you can.



I just told you how. Deposit $100,000 in several banks as

secured credit accounts, and you will get the cards.



Watch out for offers that ask you to send in a big application

fee. Sometimes they use a 800 phone number, and tell you up

front what the application fee is. Others claim the processing

is free, have you dial a 900 phone number, and a $20.00 charge

magically appears on your phone bill next month.



Still others start with a free 800 phone number that is nothing

more then a recorded message that asks you to dial a 900 number

to complete the transaction. No 900 phone numbers are free calls

that I know of.



You could end up paying fifty dollars for so-called "free credit

cards." If you can't find a local bank go ahead and apply, once

you know how much the total charges are, but ask what bank is

issuing the card first. Check them out with local authorities

where the bank is located. It's worth the phone call.



However, you just might find out there is no such bank and a

rip-off artist is just trying to steal your money, so proceed

with caution. This type of offer is very heavily advertised on

television. As I already said most offers are legal, but you

will be required to put up cash equal to the amount approved for

the credit cards offered.



There is another method that will give you a good credit history

in time.



Open a regular savings account and deposit $200-$500.



Leave it there 30 to 60 days, then get a loan on the account.



Pay the loan off before the due date.



Withdraw part, or all of the money.



Open another account at some other bank.



Repeat the process over and over.



Your local credit bureau will get good reports on you, and

before you know it, your mail box will be stuffed with offers

for really free credit cards - no more secured account!



About the author:

Copyright Andre Vas, Direct-Credit-Card.com, All Rights

Reserved.



Here's a GREAT FREE resource with everything you'll EVER need to

know about credit/debt management, credit cards, and applying

for the BEST one:



==> http://www.Direct-Credit-Card.com



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